It is invisible from the driveway
Hail bruising does not change the color of the roof. It takes a chalk test and a trained eye on the roof to find it, which is exactly what a fast ground-level look skips.
Storm & Insurance
Hidden hail bruising shortens a roof's life by years. We find it, document it, and handle the claim with you.
Hail rarely punches a hole in a roof. What it does is bruise the shingle, knocking granules loose and breaking the mat underneath. From the ground the roof looks fine, but those bruises are the spots where the shingle will crack and leak two or three winters later, often after the claim window has closed.
We inspect for hail the way an adjuster does, marking soft-metal dents, spatter on the vents and screens, and bruising across each slope. Then we give you the documentation you need to decide whether to file.
Hail bruising does not change the color of the roof. It takes a chalk test and a trained eye on the roof to find it, which is exactly what a fast ground-level look skips.
Most policies limit how long after a storm you can file. By the time a missed bruise leaks, the claim is often time-barred and the repair comes out of pocket.
Dented gutters and vents are easy to write off as cosmetic, but they confirm the size and direction of the hail that also hit your shingles.
The inspection is free. If the damage is covered, most homeowners pay only their deductible toward a full roof replacement, because hail damage that affects the field of the roof usually calls for replacement rather than spot repair.
If the hail was light and the roof still has life, we will tell you so and recommend monitoring it rather than filing.
We provide hail damage repair across Nebraska, Iowa, Kansas, and Missouri. Each city has its own page with local storm context and the office that serves it:
If a storm dropped quarter-size or larger hail in your area, your roof very likely took impacts even if it looks fine from the ground. Dented gutters, downspouts, or AC fins are a strong sign. A free inspection is the only way to know for certain, and there is no cost to find out.
Hail is a weather event, not an at-fault loss, so a single storm claim typically does not raise an individual policy the way an accident would. Many carriers issue area-wide rate adjustments after a major storm regardless of whether you file, so it is usually worth documenting your damage.
Most policies require filing within one year of the storm, but the practical deadline is sooner because damage gets harder to date over time. If you think a recent storm hit your home, it is worth getting it documented now.
From our roofing resource library.
Hail rarely punches a hole in a roof. It bruises shingles in ways you cannot see from the ground. Here is what actually tells you a storm did damage.
A roof claim is only as good as the documentation behind it. Here is the order of operations that keeps a storm claim from being underpaid.
Free Inspection
Free, photo-documented inspections from any of our six offices. Same-day response when the weather turns.